Day: March 9, 2021

The real estate agency is the best solution for those who do not have much time to look for a house such as a shah alam condo or to complete all the necessary paperwork.

Buying with the real estate agency has a percentage cost on the purchase value that varies on average from 2 to 4% but there are agencies that apply a minimum commission under which they do not go regardless of the price of the shah alam condo Property.

We’ll give you an example:

The agency provides for a minimum commission of € 5000 + VAT. If the property you are going to buy costs 70 thousand of which 4% would be € 2,800, you still pay € 5,000 + VAT.

• This is to tell you that before relying on an agency it is good to inform yourself about their conditions in order not to incur unpleasant surprises.
• Searching privately is cheaper but requires more effort and time. It is necessary to sift through all the ads that reflect the property you are looking for, both on the various websites and in the real estate ad newspapers.

We recommend that you take a walk in the area where you are looking to see if there are any “for sale” signs attached to the balustrades of balconies or outside doors, on supermarket notice boards or bus shelters. You can also ask for information from shopkeepers and bartenders.

Buy a new house or to renovate?

Contrary to what one might think, choosing a new property or one to renovate is not just a matter of budget, but comfort, aesthetics and energy efficiency are also evaluated.

The newly built property, unless it is on paper or under construction, allows you to reduce waiting times to go and live there. Almost all manufacturers give the buyer the opportunity to choose the finishes (floors, walls, fixtures, etc.) Finally, a newly built property such as a house for sale shah alam is built with innovative techniques, materials and technologies that allow significant energy savings.

A used building to be restored certainly has larger rooms and often also with a certain charm due to both the use of materials and construction techniques and retro tastes. You must bear in mind that thanks to the various tax bonuses for construction, the expenses incurred for the renovation or to improve energy performance are partially reimbursed by the state.

Conclusion

If you are considering a property to renovate, don’t stop at appearances. It is easy to be distracted in the evaluation by the dark colors, heavy furnishings and things piled up everywhere by the old owners. When you see a house to renovate you only have to evaluate its potential, that is the ability to become the home of your dreams. For more articles like this one, click here. …

You must be planning to buy a bungalow-type property since you are here. Though the title says there are also setbacks in choosing this type of property, you have to note that such is usually the case, whatever type of apartment for rent in puchong you will decide to buy. 

Are you buying the property in Glenmarie or maybe in Puchong? These places in Malaysia are quite commendable and for sure, you will easily find that type of property you want, especially if you will have the assistance of a broker. 

So, what are the setbacks and perks of bungalow-living? Check this out:

Perks:

• Commendable mobility is probably one of the best advantages when you are in a bungalow-type of house. This is because, most of the time, this type comes with only one level. It means that everything that you will need is just around you. There is no need for you to use the stairs in case you need something as your bedroom is just in the same floor as well. 
• You can easily create room separations as all of them are just in the same floor. This is good if you ever decide to extend the property because of an additional family member. 
• You will have more privacy with a bungalow-type property since you won’t be sharing the same walls with another family. Have you noticed those properties with the same walls between units? They are called attached properties and they hardly have privacy as you will hear the voices from the other doors. 

Setbacks:

• One of the setbacks is the fact that there is hardly enough separation between rooms, since all of them are just in the same floor. In fact, this is the time that rooms might be sharing the same walls. 
• You can say that this is not as secured as the attached type. The reason is because this is usually a low-rise type of property and this, it can be burglarized easily compared to the attached properties. Besides, because you don’t have close neighbors, the burglar might easily target the type of property you are in. 

As mentioned, all types of properties come with setbacks and perks. Thus, you just need to weigh things which will you prefer and be prepared as well for the setbacks. As every situation is different, maybe you won’t be burdened that much with the known setbacks. 

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Inflation is everywhere. The chances of inflation happening is always higher than a recession. Even during the 2020 Covid-19 pandemic, when there was an economic recession, prices continued to increase and inflation occurred in 2021. Although the purchasing power of the people is reduced, corporations tend to increase the prices of goods. Bread Company Massimo, increased the price of their bread the past year when everyone could afford less. It’s worthy to mention that 2020 was the year bread sales for each bread manufacturer increased due to the pandemic.  To ensure the value of your money is not lost over time, here are some ways you can increase your money’s value.

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First of all, when you get your paycheck or any source of income, you should start by saving. Remember how you used to live in your college years. You probably had 50-100 per month and you tried to make most out of it. So why should it change when you’re earning more. Your lifestyle costs shouldn’t inflate just because you earn more. So when you get your paycheck leverage out how much you need to live and how much you need to save. If you’re trying to be extra frugal, you can even save 1/3- ½ of your income easily. You might need to live in a smaller apartment which doesn’t cost much. You can also save your money in a high yield savings account to catch up to 10% of interests in banks like Standard Charter. This way even if inflation stirs up to 2% like it did this year, your money’s value wouldn’t decrease but would instead increase by 8%. Stop wasting your time on those retail banks you see everywhere.

Next, you can invest your money to ensure it does not lose its value. Investing is a risk taking factor. Risk taking factors will account for how much your money fluctuates. A higher risk means expected higher returns. In reality there are no actual returns at times. If you’re worried about losing your money in investment funds even with your trusted broker forex you can opt for more safer investment opportunities. Amanah Saham Nasional Berhad better known as ASNB is a decent investment option with 5-10% returns the last decade. There is also the opportunity of investing into safer funds such as mutual funds. These funds are very much safer than your average investment option and do guarantee returns of up to 10% percent each year.

Finally, you can ensure your money does not lose value by investing it into property. According to Kiyosaki, many people would consider their home an asset. However, it is a liability. When you buy a home, you’re not actually gaining anything from it and you end up paying a lot for your mortgage. Instead build your credit report and put your money in an asset that will generate income. Perhaps it could be a duplex and you rent out both spaces. The rental fees for the one side could cover your first mortgage while the second part of the duplex could cover your rent. Do this and your assets will be making money for you soon.

Take these tips to your own day-to-day lifestyle to practice and enjoy. Don’t lose yourself to the economic state of your country and build your own wealth.

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We are already into the third month of 2021. Time flies by fast when we are knee-deep buried in the latest trends and news on MLM software Malaysia or something else far more towards your interests. 

 But it is never too late to do what you love or try doing something new. New years day is not the only day for resolutions or picking up new habits. 

There was news once that gyms see a track record of a number of people signing up within the new year’s month. People are excited to start the year in a healthy manner. But we often forget that we cannot pinpoint sticking to one good habit when the rest are bad habits. Forming and sticking to good habits take time. And it also requires other good habits. For instance, it is difficult to keep track of your work when you don’t have the habit of decluttering your workspace. 

Here are some habits that must pick for the year 2021. It is not essential to put yourself under immense pressure to take on every little good habit. Breaking bad habits can take time so take it one day at a time!

1. Quit Smoking

Smoking is bad enough, now that we have vaping. Smoking constantly and every day not only shorten your life but also puts a strain on your beautiful skin, youth, mental health, and your budget. An unnecessary amount of expenses goes into your daily pack. Smoking is also the culprit for painful diseases. You are not only damaging one organ when you smoke. 

2. Exercise Every Day 

Exercising every day is the biggest prevention of diseases. It is also an effective way to get your adrenaline pumping and starting your day on more productive notes. Exercising also does wonders to your youthful look. People who exercise are less likely to age faster than their peers who don’t. 

3. Journalling 

Journalling is a good habit that promotes self-reflection. When we journal we catch our mistakes and reflect on the way we could do self-improvements. Our self-awareness increases, which will help increase our confidence and self-esteem in time. 

4. Keep Track Of Your Daily Goals And Tasks 

It is important to break your entire day down into small achievable goals. When achieving your goals and finishing your daily tasks puts you in an improved mood. It also helps you keep motivated in the long run. 

5. Prepare For The Next Day Before Sleeping 

You had a long hard day at work. Sometimes it is okay to sleep off without planning. But most days you are benefitted from strategized planning. Take five to ten minutes of your night before sleeping to plan out the goals and tasks for the coming day. Maybe plan your meals depending on what groceries you have as well. This will help you save money and stay healthy. 

6. Listening To Podcasts

We have thousands of podcasts available on the internet. Whether your interests are on the world war, Queen Elizabeth, Design and architecture, or marketing, there is a podcast for you. Podcasts give you valuable information, improves your speech and knowledge, and even can boost your mood. 

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